:root {
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  --bg: #f8fbff;
  --paper: #fff;
  --ink: #07172f;
  --muted: #5c6a7e;
  --line: #dbe5f2;
  --blue: #168a3d;
  --green: #20b36b;
  --blue-soft: #eef5ff;
}
* { box-sizing: border-box; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--bg);
}
a { color: inherit; text-decoration: none; }
.header, .footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
  padding: 22px 52px;
}
.header {
  position: sticky;
  top: 0;
  z-index: 10;
  background: rgba(248, 251, 255, 0.92);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(16px);
}
.brand {
  font-size: 24px;
  font-weight: 840;
}
.brand strong { color: var(--blue); }
.nav, .footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 22px;
  color: #21314a;
  font-size: 13px;
  font-weight: 720;
}
.cta, .button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 0 18px;
  color: white;
  background: linear-gradient(180deg, #1b9a48, #0f6f33);
  border-radius: 6px;
  font-size: 14px;
  font-weight: 760;
}
.hero {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(320px, 0.95fr);
  gap: 48px;
  padding: 82px 64px 56px;
  background:
    linear-gradient(rgba(21, 87, 255, 0.035) 1px, transparent 1px),
    linear-gradient(90deg, rgba(21, 87, 255, 0.035) 1px, transparent 1px),
    var(--bg);
  background-size: 36px 36px;
  border-bottom: 1px solid var(--line);
}
.hero-copy { max-width: 760px; }
.breadcrumbs {
  margin-bottom: 24px;
  color: var(--muted);
  font-size: 13px;
}
.breadcrumbs a { color: var(--blue); font-weight: 720; }
h1 {
  margin: 0 0 20px;
  font-size: clamp(42px, 6vw, 78px);
  line-height: 0.98;
  letter-spacing: 0;
}
.lead {
  color: var(--muted);
  font-size: 19px;
  line-height: 1.65;
}
.hero-card, .toc, .note, .service-card, .faq-card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: 0 18px 54px rgba(10, 34, 78, 0.08);
}
.hero-card {
  padding: 28px;
  align-self: start;
}
.hero-card img {
  display: block;
  width: 100%;
  border-radius: 8px;
  border: 1px solid var(--line);
}
.hero-card ul, .toc ul {
  display: grid;
  gap: 12px;
  padding-left: 18px;
  color: #34445e;
  line-height: 1.55;
}
.content {
  display: grid;
  grid-template-columns: minmax(0, 260px) minmax(0, 820px);
  gap: 56px;
  max-width: 1220px;
  margin: 0 auto;
  padding: 64px 32px;
}
.toc {
  position: sticky;
  top: 96px;
  padding: 22px;
  align-self: start;
}
.toc h2 {
  margin: 0 0 12px;
  font-size: 16px;
}
.article h2 {
  margin: 42px 0 14px;
  font-size: 32px;
  line-height: 1.14;
}
.article h3 {
  margin: 28px 0 10px;
  font-size: 22px;
}
.article p, .article li {
  color: #374760;
  font-size: 17px;
  line-height: 1.78;
}
.article p { margin: 0 0 18px; }
.article strong { color: var(--ink); }
.note {
  margin: 30px 0;
  padding: 24px;
  border-left: 4px solid var(--green);
}
.service-grid, .faq-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  margin: 28px 0;
}
.service-card, .faq-card {
  padding: 22px;
}
.service-card h3, .faq-card h3 {
  margin-top: 0;
  font-size: 20px;
}
.article .button { margin-top: 10px; color: white; }
.legal {
  max-width: 920px;
  margin: 0 auto;
  padding: 64px 28px;
}
.legal h1 { font-size: clamp(38px, 5vw, 62px); }
.legal h2 { margin-top: 38px; }
.legal p, .legal li { color: #374760; font-size: 16px; line-height: 1.72; }
.footer {
  align-items: flex-start;
  color: #d7e5fb;
  background: #061832;
}
.footer p {
  max-width: 360px;
  color: #a8b9d4;
  line-height: 1.6;
}
.footer .brand { color: white; }
.footer .footer-links { color: #d7e5fb; }
@media (max-width: 900px) {
  .header, .footer { padding: 20px 22px; }
  .nav { display: none; }
  .hero, .content { grid-template-columns: 1fr; padding-left: 22px; padding-right: 22px; }
  .toc { position: static; }
  .service-grid, .faq-grid { grid-template-columns: 1fr; }
}